Instant Credit Lines in FIAT!
P2P Lending and Borrowing Against Crypto Collateral

P2P lending and borrowing
against crypto collateral

Enjoy the advantages of instant borrowing or lending secured by crypto. Discover attractive terms and low transaction costs here. Share your experiences, get excellent service support, and make your life and business better with LendaBit.com!

For Borrower For Lender

Our Advantages:

P2P lending platforms have long become a part of the financial world, with many people using them on a regular basis. Lenders and borrowers flocked to these platforms, as they are much faster and more convenient than traditional financial institutions.

Affordable and competitive interest rates
Blockchain-based P2P platform with no intermediaries
Advanced security and reliability of your collateral

How It Works

Register within a minute
Deposit collateral

Make a deposit
Confirm the loan terms and your loan is ready

Trusted And Secure

Trusted and Secure Platform Architecture

Platform based on the best practices and recommendations from the best-recognized experts, notable models and OWASP guidance.
Distributed access management system to eliminate hacks and wallet theft.
Cutting-edge, blockchain-based technology used for the web development.

Additional layer of security provided by the 2-step verification process.
Intrusion detection and prevention tools, system monitoring, multiple levels of protection to make successive attacks highly improbable.
All transactions are verified and analyzed by https://crystalblockchain.com/.
System of effective DDoS-attack deflection regardless of its complexity.
The Smart Contract source code is publicly available. Anyone can audit it and check its functionality.
Usage of multi-signature wallets located on secure servers without network connection.
An additional confirmation by Email, SMS or 2SV is required to withdraw funds.
The collateral amount is stored at the individual client's address and does not move unless there is a transfer ticket. Anybody can check it using blockchain.
Only the clients that have passed through KYC verification have the full functional access to the system.

Partnering with BitGo

BitGo is an industry leader of multi-signature encryption technology and a qualified custodian with a primary focus on cryptocurrencies. BitGo eliminates risk and increases transparency in the crypto markets by providing the most secure and compliant custodial and liquidity solutions.

By partnering with BitGo, LendaBit.com guarantees 100% insurance coverage for all supported cryptocurrencies (BitGo covers all insurance costs and deductibles) so as to meet the ever-growing customer needs and follow best blockchain practices.

Further, advanced BitGo’s custodian services will guarantee safe storage of funds and high liquidity.

Custody

Qualified custodian
services for $100 mln.
Security

Unparalleled security via
multi-user approvals.
Liquidity

+ 100 supported
cryptocurrencies.
Credit Line

With BitGo, credit lines
become instantly available.

Facts and Figures

45863
Customers
25177
Deals and Offers

FAQ

Frequently Asked Questions

Got questions? We’ve got answers.

Why use the LendaBit.com platform?

The platform has been designed to remove all unnecessary steps from the lending process, thus more attractive terms and conditions to both lenders and borrowers. The customer interface and data processing behind it are structured so as to support prompt and secure transactions. Normally, making a loan or lending should require just a few clicks.
Are LendaBit.com loans secured?

LendaBit.com loans are secured by crypto collateral provided by borrowers. The crypto collateral value is monitored on an ongoing basis to make sure the loan amount is covered by crypto collateral at all times. Borrowers are requested to add crypto to their collateral if its value decreases.

How is the interest on loans calculated?

Interest is calculated based on the formula: Daily Interest = (Loan Amount × Interest Rate) / 360, where 360 is used for the number of days in the year no matter what the actual number (365 or 366) is.
How quickly can the loan be made?

Lenders are ready to make loans as soon as they have registered on the platform and provided a deposit. Borrowers are ready to apply for loans as soon as they have registered on the platform and provided crypto collateral. Normally, this will require just a few clicks.