Affiliate Program Terms

1. Affiliate Program Terms and Conditions

1.1 Any customer can participate in the Affiliate Program run by

1.2 To be eligible to participate in the Affiliate Program as a Referrer, the customer needs to have an active account on

1.3 Upon account activation, every customer receives a unique Referral Link. This Referral Link is provided to a third party for the purpose of becoming a qualified platform user. A new platform user becomes a Referral (applicable to lenders and borrowers) after registering an account through someone’s Referral Link.

Referrer's Reward builds up 20% of the system fee received from the deal amount completed by the Referral.

All Referral Links are valid 1 year upon clicking on them; however, we use the "Last Cookie Wins" rule which means that if an individual clicked on the Referral link of a Referrer A, but did not register an account, and then clicked on the Referral Link of a Referrer B, the individual will automatically be considered by the system as a Referral of the last Referrer, in this example, Referrer B.

1.4 Each Referrer receives a reward when his/her Referrals make deals (lend or borrow) on The amount of the Referrer's Reward constitutes 20% of the system fee received from the deal amount completed by Referrals. Referrer's Reward is credited and recorded in the Affiliate’s Dashboard in the currency the affiliated deal has been made (collateral currency for borrowers or loan currency for lenders). The amount of this reward is also shown in Loan Terms and Benchmarks.

1.5 All Referrer's Rewards are added to the Referrer’s account wallet balance shortly after the qualifying deals are made.

1.6 may, in its sole discretion, change or modify the Affiliate Program Terms and Conditions at any time, with or without notice. Such changes or modifications shall be made effective for all Referrers upon posting of the modified Affiliate Program to this web address: The Referrer is responsible for reading this document from time to time to ensure that the use of the Affiliate Program remains in compliance with Terms of Use.

1.7 When promoting service, all Referrers must agree that the following activities are prohibited in regards to the promotion of

  • 1.7.1 Spamming, mass emailing;
  • 1.7.2 Using different bots that distribute the Affiliate link;
  • 1.7.3 Using of scripts/codes/algorithms that will message/invite individuals and send them the Affiliate link;
  • 1.7.4 Misleading information about service;
  • 1.7.5 Creating multiple accounts on;
  • 1.7.6 Creating websites, domains, social media, email addresses containing trademark or imitating its belonging to

1.8 customers agree not to use any prohibited content during participation in the Affiliate Program. Prohibited content is:

  • 1.8.1 Content which promotes racism, bigotry, hatred, discrimination or physical harm of any kind against any group or individual;
  • 1.8.2 Offensive, abusive, intimidating or harassing content;
  • 1.8.3 Content that is sexually explicit, obscene and/or contains nudity;
  • 1.8.4 Any political and/or religious statement;
  • 1.8.5 Content containing images or reference to drugs, alcohol, tobacco, weapons or firearms;
  • 1.8.6 Content that violates someone else’s privacy.

1.9 customers agree not to deceive or abuse or its customers, and not to violate Affiliate Program conditions.

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