Loan Terms and Benchmarks
| Loans/Credit Lines | Collateral |
|---|---|
| Bitcoin (BTC) | Tether (USDT-OMNI) |
| Tether (USDT-OMNI) | Bitcoin (BTC) |
| Ethereum (ETH) |
| Loans/Credit Lines | Collateral |
|---|---|
| Litecoin (LTC) | Litecoin (LTC) |
- {{ currency }}
Minimum Loan Amount
Verification Levels
Email Confirmed
0.025 BTC
Identity + Selfie
0.025 BTC
Address
0.025 BTC
Verification Levels
Email Confirmed
50 USDT (OMNI)
Identity + Selfie
50 USDT (OMNI)
Address
50 USDT (OMNI)
Maximum Loan Amount
Verification Levels
Email Confirmed
0.03 BTC
Identity + Selfie
0.46 BTC
Address
535 BTC
Verification Levels
Email Confirmed
300 USDT (OMNI)
Identity + Selfie
5 000 USDT (OMNI)
Address
200 000 USDT (OMNI)
No. of Daily Loan Deals
Verification Levels
Email Confirmed
1
Identity + Selfie
Unlimited
Address
Unlimited
No. of Monthly Loan Deals
Verification Levels
Email Confirmed
10
Identity + Selfie
Unlimited
Address
Unlimited
Minimum Loan Term
Verification Levels
Email Confirmed
1 day
Identity + Selfie
1 day
Address
1 day
Maximum Loan Term
Verification Levels
Email Confirmed
3 years
Identity + Selfie
3 years
Address
3 years
Minimum Interest Rate
Verification Levels
Email Confirmed
0.1%
Identity + Selfie
0.1%
Address
0.1%
Maximum Interest Rate
Verification Levels
Email Confirmed
100%
Identity + Selfie
100%
Address
100%
System Fee
(charged for loan deal processing)| Borrower | Lender |
|---|---|
| 1% (from the loan amount) | 0.5% (from the loan amount) |
Withdrawal Fee
BTC
Value
0.5%
Minimum Withdrawal Fee
0.00001 BTC
Maximum Withdrawal Fee
1 BTC
ETH
Value
0.5%
Minimum Withdrawal Fee
0.001 ETH
Maximum Withdrawal Fee
20 ETH
USDT
Value
5 USDT per one transaction*
Minimum Withdrawal Fee
-
Maximum Withdrawal Fee
-
USD
Value
4%
Minimum Withdrawal Fee
5 USD
Maximum Withdrawal Fee
-
Collateral Transfer Fee
(charged for loan deal processing)
Lender
0.5%
System Fee payable by the lender, charged for transfer of collateral.
Calculated as a % of the Collateral Transfer amount.
Calculated as a % of the Collateral Transfer amount.
* Promotional rates will apply until 31.12.2023.
Low LTV
50%
Low LTV ratio is the best indicator to a borrower. It means that the borrower duly maintains LTV (ratio of a loan to the value of pledged collateral) and lenders are more willing to lend funds.
Middle LTV
60%
Middle LTV ratio designates that normal (Low) LTV ratio is exceeded and it is recommended to equalize the LTV ratio to 50% so as to avoid any adverse issues.
High LTV
70%
The higher the LTV ratio, the riskier the loan to the borrower.
Critical LTV
80%
When LTV amounts to 80%, it means that it is the maximum permissible indicator for borrower’s pledged collateral. If LTV levels up 85%, Margin Call will be triggered automatically.
Margin Call LTV
85%
Margin Call is a request to top up collateral. Here, reaching the required 50% LTV ratio is of utmost importance for borrower’s financial situation.
Collateral Transfer LTV
95%
Pledged collateral is transferred to the lender’s account wallet and the loan deal is considered to be closed.
A Loan-to-Value (LTV) ratio is an indicator representing the size of a loan compared to the value of the assets securing the loan.
Borrower's Reward
20% of the System Fee received from the referred person.
Lender's Reward
20% of the System Fee received from the referred person.
